Privacy Policy

1. Overview

birdoben ("we", "us", "our") operates the website birdoben.com, an informational personal finance resource. This Privacy Policy explains what information we collect when you visit our website, how we use it, and the choices available to you. We do not sell any product or paid service, and this policy applies to visitors of birdoben.com only.

2. Information we collect

We collect limited information in the following ways:

• Information you provide directly. When you use our contact form, we collect your name, email address, and the content of your message.
• Information collected automatically. When you browse the website, our hosting and analytics tools may collect standard technical data such as browser type, general device information, approximate location derived from IP address, pages visited, and time spent on the site.
• Cookies. We use a small number of cookies described in our Cookies page.

3. How we use information

We use the information we collect to:

• Respond to messages sent through the contact form;
• Understand, in aggregate, how visitors use the website so we can improve our content and structure;
• Maintain the security and proper functioning of the website;
• Comply with applicable legal obligations.

We do not use personal information for automated decision-making, and we do not use it to sell or advertise financial products or services, as we do not offer any.

4. Cookies and similar technologies

Our website uses essential cookies required for basic functionality, and optional analytics cookies that help us understand website usage in aggregate. You can accept or decline non-essential cookies through the cookie banner shown on your first visit, and you can change most browser settings to refuse cookies altogether. Full details are available on our Cookies page.

5. Sharing of information

We do not sell personal information. We may share limited information with:

• Service providers who help us operate the website (for example, hosting and analytics providers), under confidentiality obligations;
• Authorities, where required to comply with a legal obligation, protect our rights, or respond to a valid legal request.

6. Data retention

We retain contact form submissions only for as long as reasonably necessary to respond to your message and maintain a record of correspondence, after which they are deleted. Aggregate, non-identifying analytics data may be retained for longer periods to help us understand trends over time.

7. Your rights

Depending on where you are located, you may have rights to access, correct, delete, or restrict the use of your personal information, and to object to certain processing. To exercise any of these rights, contact us using the details below and we will respond within a reasonable timeframe.

8. Security

We take reasonable technical and organisational measures to protect information from unauthorised access, alteration, or loss. However, no method of transmission over the internet is entirely secure, and we cannot guarantee absolute security.

9. Children's privacy

birdoben is not directed at children, and we do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us so we can remove it.

10. Changes to this policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal reasons. The date at the top of this page indicates when it was last revised. We encourage you to review this page periodically.

11. Contact us

If you have questions about this Privacy Policy or how we handle information, please contact us at info@birdoben.com or by post at our address in Lucerne, Switzerland.